html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, font, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td {
	margin: 0;
	padding: 0;
	border: 0;
	outline: 0;
	font-weight: inherit;
	font-style: inherit;
	font-size: 100%;
	font-family: inherit;
	vertical-align: baseline;
}


/* remember to define focus styles! */


:focus {
	outline: 0;
}


body {
	color: black;
	background: white;
}


ol, ul {
	list-style: none;
}


/* tables still need 'cellspacing="0"' in the markup */


table {
	border-collapse: separate;
	border-spacing: 0;
}


caption, th, td {
	text-align: left;
	font-weight: normal;
	font-size: 0.8em;
}


blockquote:before, blockquote:after,
q:before, q:after {
	content: "";
}


blockquote, q {
	quotes: "" "";
}


/* Elements */


body {
	background-image: url(/graphics/body-bg-content.png);
	background-repeat: repeat-x;
	margin: 0;
	padding: 0;
	font-family: Arial,sans-serif;
}


body.home {
	background-image: url(/graphics/body-bg.png);
}


p {
	margin-bottom: 0;
	padding-bottom: 1em;
	font-size: 0.8em;
	color: #454545;
	line-height: 1.6em;
}


/* General Links */


a:link {
	text-decoration: none;
	color: #072D80;
	font-weight: bold;
	border: 0px;
}


a:visited {
	text-decoration: none;
	color: #072D80;
	font-weight: bold;
	border: 0px;
}


a:hover {
	text-decoration: underline;
}


/* CONTAINER AND CONTENT */


#PageContainer {
	margin-bottom: 2em;
	width: 780px;
}


.first {
	background-image: url(/graphics/homepage-tagline.png);
	width: 764px;
	height: 441px;
}


#Content {
	overflow: hidden;
	width: 754px;
	clear: both;
	margin: 0px;
	text-align: left;
}


#topnavright {
	float: right;
}


#nav {
	clear: left;
	width: 780px;
	padding-bottom: 0px;
	vertical-align: top;
	height: 35px;
}


#nav em {
	display: none;
}


#nav ul {
	width: 100%;
	clear: left;
	float: left;
	padding: 0px;
	padding-left: 30px;
	margin: 0px;
	height: 35px;
	list-style-type: none;
}


#nav a {
	float: left;
	padding: 0px;
	margin: 0px;
	display: inline;
	background: top;
	height: 35px;
}


#nav li {
	float: left;
	padding: 0px;
	margin: 0px;
	display: inline
}


#nav li a {
	display: block;
}


#nav li a.collectmore {
	background: url(/graphics/menu_01.png) no-repeat left top;
	WIDTH: 149px
}


#collectmore li a.collectmore {
	background: url(/graphics/menu_01.png) no-repeat left bottom;
	WIDTH: 149px
}


#nav li a.spendless {
	background: url(/graphics/menu_02.png) no-repeat left top;
	WIDTH: 134px
}


#spendless li a.spendless {
	background: url(/graphics/menu_02.png) no-repeat left bottom;
	WIDTH: 134px
}


#nav li a.gaincontrol {
	background: url(/graphics/menu_03.png) no-repeat left top;
	WIDTH: 149px;
	margin: 0px;
	padding: 0px;
}


#gaincontrol li a.gaincontrol {
	background: url(/graphics/menu_03.png) no-repeat left bottom;
	WIDTH: 149px;
	margin: 0px;
	padding: 0px;
}


#nav li a.livebetter {
	background: url(/graphics/menu_04.png) no-repeat left top;
	WIDTH: 134px
}


#livebetter li a.livebetter {
	background: url(/graphics/menu_04.png) no-repeat left bottom;
	WIDTH: 134px
}


#nav li a.ourcompany {
	background: url(/graphics/menu_05.png) no-repeat left top;
	WIDTH: 156px
}


#ourcompany li a.ourcompany {
	background: url(/graphics/menu_05.png) no-repeat left bottom;
	WIDTH: 156px
}


#nav li .collectmoreActive a:active {
	background: url(/graphics/menu_01.png) no-repeat left bottom;
	WIDTH: 137px
}


#nav li a:hover {
	background-position: left bottom;
}


#secondaryNav {
	clear: left;
	width: 776px;
	padding-bottom: 0px;
	vertical-align: top;
	height: 164px;
	display: block;
	padding-top: 22px;
	padding-left: 10px;
}


#secondaryNav em {
	display: none;
}


#secondaryNav ul {
	clear: left;
	width: 100%;
	padding: 0px;
	margin: 0px;
	height: 164px;
	list-style-type: none;
}


#secondaryNav a {
	float: left;
	padding: 0px;
	margin: 0px;
	display: inline;
	background: top;
	height: 164px;
}


#secondaryNav li {
	float: left;
	padding: 0px;
	margin: 0px;
	display: inline
}


#secondaryNav li a {
	display: block;
}


#secondaryNav li a.increaseCollections {
	background: url(/graphics/secondary_nav1_up.jpg) no-repeat;
	WIDTH: 250px
}


#secondaryNav li a.increaseCollections:hover {
	background: url(/graphics/secondary_nav1_over.jpg) no-repeat;
	WIDTH: 250px
}


#secondaryNav li a.improvedPM {
	background: url(/graphics/secondary_nav2_up.jpg) no-repeat;
	WIDTH: 299px
}


#secondaryNav li a.improvedPM:hover {
	background: url(/graphics/secondary_nav2_over.jpg) no-repeat;
	WIDTH: 299px
}


#secondaryNav li a.reducedOverhead {
	background: url(/graphics/secondary_nav3_up.jpg) no-repeat;
	WIDTH: 212px;
	margin: 0px;
	padding: 0px;
}


#secondaryNav li a.reducedOverhead:hover {
	background: url(/graphics/secondary_nav3_over.jpg) no-repeat;
	WIDTH: 212px;
	margin: 0px;
	padding: 0px;
}


#secondaryNavloader {
	height: 1px;
	overflow: hidden;
}


#secondaryNavloader li a.increaseCollections {
	background: url(/graphics/secondary_nav1_over.jpg) no-repeat;
	WIDTH: 1px;
	visibility: hidden;
}


#secondaryNavloader li a.improvedPM {
	background: url(/graphics/secondary_nav2_over.jpg) no-repeat;
	WIDTH: 1px;
	visibility: hidden;
}


#secondaryNavloader li a.reducedOverhead {
	background: url(/graphics/secondary_nav3_over.jpg) no-repeat;
	WIDTH: 1px;
	margin: 0px;
	padding: 0px;
	; visibility: hidden;
}


.bannerbutton {
	clear: both;
	margin-left: 560px;
	margin-top: 270px;
	float: left;
	vertical-align: top;
}


h1 {
	font-size: 0.9em;
	color: #004586;
	font-weight: bold;
	text-decoration: ;
	padding-top: 15px;
	margin-bottom: 20px;
	line-height: 1.5em;
}


h2 {
	font-size: 0.9em;
	color: #004586;
	font-weight: bold;
	text-decoration: ;
	padding-top: 15px;
	margin-bottom: 20px;
	line-height: 1.5em;
}


h3 {
	font-size: 0.9em;
	font-weight: bold;
	text-decoration: none;
	margin-bottom: 20px;
	margin-top: 10px;
	color: #4b8fd8;
	line-height: 1.8em;
}


h4 {
	font-size: 0.9em;
	text-decoration: none;
	margin-bottom: 4px;
	margin-top: 0px;
	color: #000000;
}


h5 {
	font-size: 0.7em;
	text-decoration: none;
	font-weight: bold;
	line-height: 1.5em;
	margin-bottom: 4px;
	margin-top: 0px;
	color: #585858;
}


em {
	font-style: italic;
	font-weight: bold;
}


a.info {
	position: relative;
	/

*this is the key*/
    z-index: 24;
	color: #000;
	text-decoration: none
}


a.info:hover {
	z-index: 25;
	background-color: #ff0
}


a.info span {
	display: none
}


a.info:hover span {
	/*


the span will display just on :hover state*/
    display: block;
	position: absolute;
	top: 2em;
	left: 2em;
	width: 15em;
	padding-top: 0.5em;
	border: 1px solid  #999999;
	background-color: #cbe4fc;
	color: #000;
	text-align: center
}


p.noTop {
	margin-top: 0px;
}


#maincontent {
	background-image: url(/graphics/body-content-bg.jpg);
	background-repeat: repeat-x;
	padding: 15px;
	margin-top: 35px;
	border: 1px solid #eaf5fc;
	width: 500px;
	float: right;
	font-family: Arial,sans-serif;
}


#maincontent-whitepaper {
	background-image: url(/graphics/body-content-bg.jpg);
	background-repeat: repeat-x;
	padding: 15px;
	margin-top: 35px;
	border: 1px solid #eaf5fc;
	float: right;
	width: 500px;
	font-family: Arial,sans-serif;
}


ul.generalUnorderedList {
	padding: 0;
	margin: 0;
	margin-bottom: 2em;
}


ul.generalUnorderedList li {
	list-style: none;
	background: url(/graphics/li.gif) no-repeat 0px 4px;
	padding-left: 13px;
	font-size: 0.8em;
	margin-left: 15px;
	margin-bottom: 5px;
	color: #333333;
	line-height: 1.5em;
}


#maincontent .contentleft {
	float: left;
	padding: 0.5em;
}


#maincontent .contentright {
	float: right;
	padding: 0.5em;
}


#maincontent .headlineimg {
	float: none;
	padding-bottom: 0.5em;
}


#maincontent .profile {
	clear: both;
	float: left;
	margin-top: 0.6em;
	background-color: #cde5ff;
	margin-right: 0.7em;
	margin-bottom: 0em;
	padding: 7px;
}


#blockquote {
	font-weight: 200;
	font-style: italic;
	color: #330066;
	float: right;
	padding: 5px;
	width: 170px;
	height: 500px;
	margin: 0px;
}


#left-whitepaper {
	font-weight: 200;
	font-style: italic;
	color: #330066;
	float: left;
	padding: 5px;
	width: 250px;
	height: 800px;
	margin: 0px;
}


/*  Campaigns  */


.small {
	border: #cde5ff;
	border-style: solid;
	border-width: 2px;
}


.sideinfo {
	border: #cde5ff;
	border-style: solid;
	padding: 5px;
	border-width: 2px;
}


.small a {
	font-size: 0.9em;
	line-height: 20px;
}


.small td {
	font-size: 0.7em;
}


#leftcolumn {
	display: block;
	float: left;
	padding: 0px;
	width: 200px;
	margin: 5px;
	margin-top: 30px;
	text-align: center;
}


#anchorbox {
	float: right;
	background: #FFFFFF;
	padding: 5px;
	margin: 5px;
	position: relative;
	width: 180px;
	margin-right: 20px;
}


#anchorbox td {
	color: #3f3f3f;
	padding-top: 10px;
	padding-bottom: 10px;
	line-height: 1.2em;
	font-size: 0.8em;
}


.screenshot {
	background-image: url(/graphics/screenshot.gif);
	background-repeat: no-repeat;
	padding-left: 20px;
	padding-bottom: 3px;
}


.sidebutton {
	padding-bottom: 15px;
}


.news h2 {
	background-image: url(/graphics/news.gif);
	background-repeat: no-repeat;
	padding-left: 25px;
	padding-top: 6px;
	padding-bottom: 0px;
	color: #004586;
}


.news h4 {
	font-size: 10px;
	text-decoration: none;
	margin-bottom: 4px;
	padding-left: 25px;
	margin-top: -7px;
	color: #666666;
}


.news p {
	font-size: 11px;
	text-decoration: none;
	margin-bottom: 4px;
	padding-left: 25px;
	margin-top: 0px;
	color: #666666;
}


#subnav {
	clear: left;
	color: #FFFFFF;
	font-size: 0.8em;
	padding-left: 40px;
	height: 18px;
	margin: 0px;
	padding-top: 3px;
}


#subnav a {
	color: #FFFFFF;
	font-size: 0.9em;
	margin: 0px;
	padding: 0px;
	padding-left: 5px;
	padding-right: 7px;
}


tr.top td {
	border-top: 1px solid #CCCCCC;
	border-bottom: 1px solid #CCCCCC;
	background: #bfdef5;
	font-weight: bold;
	font-size: 0.8em;
}


td.generalTable {
	border-bottom: 1px solid #CCC;
	padding: 0 0.5em;
	margin-bottom: 4px;
	font-size: 0.8em;
}


td:first-child {
	width: 190px;
	font-size: 0.8em;
}


td+td.generalTable {
	border-left: 1px solid #CCC;
	text-align: left;
	margin-bottom: 4px;
	font-size: 0.8em;
}


.radiobtn input, .checkbox input {
	margin-right: 10px;
	background-color: White;
	border-top-style: none;
	border-right-style: none;
	border-left-style: none;
	border-bottom-style: none;
}


table.login {
	width: 160px;
	height: 210px;
	background-image: url(/graphics/login-bg.jpg);
	background-repeat: no-repeat;
	padding-bottom: 10px;
	margin: 0px 3px;
}


table.login tr {
	width: 100%;
	height: 25px;
}


table.login tr td h3 {
	font-weight: bold;
}


table.login table tr td {
	border: none;
	margin: 0px;
	padding: 0px;
}


table.login tr {
	height: 20px;
}


table.login tr.highlightRow {
	background-color: #f1f9ff;
}


table.login tr td select {
	font-size: 11px;
	color: #ffffff;
	height: 20px;
}


table.login tr td input[type="text"] {
	border: 1px solid #ccc;
	font-size: .8em;
	color: #000000;
	width: 150px;
	height: 15px;
}


table.login tr td input {
	font-size: 12px;
	color: #000000;
	padding: 0px 0px;
}


table.login tr td input[type="text"],table.generalForm tr td input[type="password"] {
	width: 140px;
	border: 1px solid #666;
	color: #ffffff;
	height: 17px;
	padding-top: 0px;
}


table.login tr th {
	font: bold 10px	color: #ffffff;
	text-align: left;
	background-color: #3395db;
}


table.login tr td {
	font: normal 10px	color: #ffffff;
	color: #ffffff;
	text-align: left;
	padding: 0px 5px;
	padding-right: 20px;
}


table.login p {
	font-size: 10px;
	padding: 1px;
	color: #ffffff;
	padding-bottom: 5px;
}


table.generalForm tr {
	width: 100%;
	height: 25px;
}


table.generalForm tr.highlightRow {
	background-color: #f1f9ff;
}


table.generalForm tr td h3 {
	font-weight: bold;
}


table.generalForm table tr td {
	border: none;
	margin: 0px;
	padding: 0px;
}


table.generalForm {
	margin: 0;
}


table.generalForm tr {
	height: 25px;
}


table.generalForm tr.highlightRow {
	background-color: #f1f9ff;
}


table.generalForm tr td select {
	font-size: 0.8em;
	color: #333333;
	height: 20px;
}


table.generalForm tr td input[type="text"] {
	border: 1px solid #ccc;
	font-size: 0.8em;
	color: #333333;
	height: 20px;
}


table.generalForm tr td input {
	font-size: 0.8em;
	color: #333333;
	padding: 0px 3px;
}


table.generalForm tr td input[type="text"],table.generalForm tr td input[type="password"] {
	width: 160px;
	border: 1px solid #666;
	color: #333333;
	height: 17px;
	padding-top: 3px;
}


table.generalForm tr th {
	font: bold 0.8em 	color: #ffffff;
	color: #fff;
	text-align: left;
	background-color: #3395db;
	padding: 5px 10px;
}


table.generalForm tr td {
	font: normal 0.8em 	color: #ffffff;
	color: #4c4c4c;
	line-height: 1.5em;
	text-align: left;
	padding: 5px 5px;
}


p.imageleft {
	clear: left;
	margin-left: 400px;
}


table.generalForm tr td textarea {
	width: 100%;
	border: 1px solid #ccc;
	padding: 3px 10px;
	color: #333333;
}


#topnav {
	padding-top: 5px;
	padding-right: 15px;
	font-size: 11px;
	color: #333333;
}


#topnav a {
	background-image: url(/graphics/arrow-sm.gif);
	vertical-align: top;
	background-repeat: no-repeat;
	padding-left: 10px;
	margin-right: 8px;
	padding-top: 0px;
	color: #FFFFFF;
	font-weight: normal;
}


#topnav a:hover {
	text-decoration: underline;
}


img.logo {
	float: left;
	margin-top: 0px;
	margin-left: 20px;
	margin-bottom: 0px;
	padding-bottom: 0px;
}


#topnav .phone {
	display: block;
	margin: 0px;
	margin-top: 12px;
	padding: 0px;
	float: right;
	background: url('/graphics/contact-div-bg.jpg') no-repeat;
	width: 148px;
	height: 26px;
	text-align: center;
	letter-spacing: 1px;
}

#topnav .phone-home {
	display: block;
	margin: 0px;
	margin-top: 12px;
	padding: 0px;
	float: right;
	background: url('/graphics/phonenumber-home.jpg') no-repeat;
	width: 148px;
	height: 26px;
	text-align: center;
	letter-spacing: 1px;
}

#topnav .phoneNum {
	color: #FFFFFF;
	font-size: 14px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	margin: 0px;
	padding: 0px;
}


.search {
	float: right;
}


.sidebox {
	background-repeat: no-repeat;
	height: 150px;
	text-align: left;
	padding: 14px;
	padding-top: 35px;
}


.sidebox ul {
	list-style: none;
}


.sidebox ul li {
	padding: 0;
	margin: 0;
	vertical-align: middle;
	line-height: 30px;
}


.sidebox a {
	font-weight: bold;
	font-size: 0.7em;
	display: block;
}


#contactinfo {
	background-image: url(/graphics/contact-background.jpg);
}


#headlines {
	background-image: url(/graphics/headlines-background.jpg);
}


#headlines ul li {
	margin-bottom: 20px;
}


.sidebox li a.chat {
	background: url(/graphics/contact-chat.gif) no-repeat left;
	padding-left: 35px;
	height: 30px
}


.sidebox li a.phone {
	background: url(/graphics/contact-phone.gif) no-repeat left;
	padding-left: 35px;
	height: 30px
}


.sidebox li a.email {
	background: url(/graphics/contact-email.gif) no-repeat left;
	padding-left: 35px;
	height: 30px
}


/* FOOTER */


#Footer {
	text-align: center;
	background-image: url(/graphics/footer-bg.gif);
	background-repeat: repeat-x;
	font-size: 0.8em;
	padding: 15px 0;
	line-height: 1.4em;
	margin-top: 2px;
	color: #FFFFFF;
	clear: left;
}


#Footer a {
	color: #fff;
	text-decoration: none;
}


#Footer a:hover {
	color: #fff;
	text-decoration: underline;
	font-weight: bold;
}


.sub_banner {
	margin-left: -2px;
}